You are IOB customer, to check your bank account balance, simply dial the IOB Balance Enquiry Number 2023 i.e., 9210622122. This is a toll-free number, which means you will not be charged for the call.
Once you call the number, follow the instructions provided by the automated system to check your account balance. You will need to enter your account number and other relevant details to access your account information.
Indian Overseas Bank (IOB) is a leading public sector bank in India that offers a wide range of banking services to its customers. One of the most important services provided by the bank is the balance enquiry facility.
Customers can easily check their account balance by dialing the Indian Overseas Bank balance enquiry number 2023 from their registered mobile number.
Are you tired of going to the bank or an ATM just to check your Indian Overseas Bank account balance? Do you want a quick and easy way to check your balance without leaving your home?
You’re in luck because Indian Overseas Bank offers a convenient balance enquiry service that allows you to check your account balance from anywhere, at any time. In this page, we’ll show you how to check your Indian Overseas Bank account balance using the balance enquiry number, and we’ll also cover some frequently asked questions about this service.
What is Indian Overseas Bank Balance Enquiry Number?
Indian Overseas Bank Balance Enquiry Number is a toll-free number provided by Indian Overseas Bank that allows you to check your account balance instantly. Give Missed call to 9210622122 to know your IOB Balance.
By dialing the number, you can get your account balance information via SMS or voice call without visiting the bank or an ATM. It is a quick and convenient way to check your account balance from anywhere, at any time.
| Balance Enquiry | Details |
|---|---|
| IOB Balance Check through SMS | SMS BAL <last 4 digit Account Number > to 84240 22122 |
| IOB Balance Check through Net Banking | Indian Overseas Bank Website |
| IOB Balance Check through Missed Call | Give miss call on 9210622122 |
| IOB Mini Statement by SMS | SMS MINI <last 4 digit Account Number > to 84240 22122 |
| IOB Balance Check through Mobile Banking | IOB Mobile |
How to Check Indian Overseas Bank Account Balance Using Balance Enquiry Number?
Checking your Indian Overseas Bank account balance using the balance enquiry number is simple and straightforward. Here are the steps you need to follow:
- Dial 1800 890 4445 or 1800 425 4445 from your registered mobile number.
- Follow the instructions given by the IVR system.
- Choose the language of your preference.
- Enter your 15-digit account number or 14-digit CIF number.
- Enter your 4-digit ATM PIN or 7-digit phone banking PIN.
- Press 1 to get your account balance information via SMS or press 2 to get it via voice call.
Once you follow these steps, you will receive an SMS or voice call with your account balance information.
Check Your Indian Overseas Bank Account Balance Via Missed Call
If you do not have internet access or do not want to send an SMS, you can also check your Indian Overseas Bank account balance through a missed call. Give Missed call to 9210622122 to know your Balance. To do this, follow these steps:
- Dial the Indian Overseas Bank balance check number 2023 from your registered mobile number.
- After a few rings, the call will automatically disconnect.
- Within a few seconds, you will receive an SMS from the bank containing your account balance details.
This is a quick and easy way to check your account balance without having to go through any lengthy procedures.
What Information Can You Get Using Indian Overseas Bank Balance Check Number 2023?
When you use the Indian Overseas Bank balance check number 2023 (IOB Balance Check Number 2023), you can get the following information:
1. Account Balance
The primary purpose of the balance enquiry facility is to check your account balance. You can get your account balance by dialing the Indian Overseas Bank balance check number 2023 and following the IVR instructions.
2. Mini Statement
Apart from the account balance, you can also get a mini statement of your recent transactions. The mini statement will show the last few transactions that were made from your account.
3. Cheque Status
If you have issued a cheque, you can check its status using the Indian Overseas Bank balance check number 2023. You will be able to know whether the cheque has been cleared or not.
What are the Benefits of Using Indian Overseas Bank Balance Check Number?
The Indian Overseas Bank Balance Check Number offers numerous benefits to its customers. Some of the key benefits include:
1. Convenience: The balance enquiry number allows you to check your account balance from the comfort of your home or office without visiting the bank or an ATM. This saves you time and effort.
2. Availability: The service is available 24/7, which means you can check your account balance anytime, anywhere, even outside the bank’s working hours.
3. Instant Results: By dialing the balance enquiry number, you can get your account balance information instantly, without waiting in long queues at the bank or ATM.
4. No Charges: Indian Overseas Bank does not charge any fee for using the balance enquiry number. It is a free service for its customers.
What are the Requirements for Using Indian Overseas Bank Balance Enquiry Number?
To use the Indian Overseas Bank Balance Enquiry Number (IOB Balance Enquiry Number), you need to fulfill the following requirements:
- Registered Mobile Number: You must have a registered mobile number with Indian Overseas Bank to use the balance enquiry number.
- ATM PIN or Phone Banking PIN: You need to have a 4-digit ATM PIN or 7-digit phone banking PIN to authenticate your account.
- 15-digit Account Number or 14-digit CIF Number: You must have your 15-digit account number or 14-digit CIF number to check your account balance.
What Precautions Should You Take While Using Indian Overseas Bank Balance Enquiry Number?
While using the Indian Overseas Bank Balance Enquiry Number, you should take the following precautions:
- Do Not Share Your PIN or Account Details: Do not share your PIN or account details with anyone, including bank officials or customer care executives.
- Verify the Number: Make sure you verify the number before dialing the balance enquiry number to avoid fraudulent calls or phishing attempts.
- Do Not Save Your PIN or Account Details on Your Phone: Do not save your PIN or account details on your phone, as it can be accessed by anyone who has your phone.
What Should You Do if You Encounter Any Issues While Using Indian Overseas Bank Balance Check Number?
If you encounter any issues while using the Indian Overseas Bank Balance Check Number, you can contact the Indian Overseas Bank customer care service for assistance. You can either visit the bank branch or call the customer care number provided on the bank’s website.
Other Ways to Check Your Account Balance
In addition to the Indian Overseas Bank Balance Enquiry Number and SMS service, there are several other ways to check your account balance. These include:
IOB Mobile Banking App: Download the IOB Mobile Banking App from the App Store or Google Play Store to check your account balance on the go. Simply log in to the app using your credentials and select the “Accounts” option to view your account balance.
IOB ATM: You can also check your account balance at any IOB ATM using your debit card. Simply insert your card, enter your PIN, and select the “Balance Enquiry” option.
IOB Passbook: If you have an IOB passbook, you can check your account balance by updating your passbook at any IOB branch.
IOB SMS Banking
Features
- Available to customers registered for Mobile Banking
- Track your accounts, round the clock.
- Facilities available by sending keyword (Predefined formats according to services) through SMS to 84240 22122.
Registration For IOB SMS Banking
- Visit any nearest IOB branch and get your Mobile Number registered for Mobile banking
- Login into internet banking and register for mobile banking
Usage Tips For Customers – Banking Operations
- Check account balance, get Mini statement, and get your MMID
- To avail, send an SMS with the specified keyword to the SMS Banking number to 84240 22122
| Transaction | Tag Description |
| Balance enquiry | BAL /space/ last 4 digit Account Number e.g: BAL 1234 |
| Mini Statement | MINI /space/ last 4 digit Account Number e.g: MINI 1234 |
| Get your MMID | MMID |
FAQs
Is there any fee for using the Indian Overseas Bank Balance Check Number?
No, Indian Overseas Bank does not charge any fee for using the balance enquiry number. It is a free service for its customers.
What are the requirements for using the Indian Overseas Bank Balance Check Number?
To use the balance enquiry number, you need to have a registered mobile number, ATM PIN or phone banking PIN, and your 15-digit account number or 14-digit CIF number.
Can I use the balance enquiry number to check my account balance from outside India?
Yes, you can use the balance enquiry number to check your account balance from outside India. However, you may incur international calling charges.
How long does it take to get my account balance information using the balance enquiry number?
You can get your account balance information instantly by dialing the balance enquiry number.
What should I do if I forget my ATM PIN or phone banking PIN?
You can reset your ATM PIN or phone banking PIN by visiting the bank branch or using the bank's online banking service.
Conclusion
The Indian Overseas Bank Balance Check Number is a convenient and easy way to check your account balance from anywhere, at any time. By following the simple steps mentioned above, you can get your account balance information instantly without visiting the bank or ATM. However, make sure to take the necessary precautions while using the service to keep your account details safe and secure.