Kalyana Lakshmi Scheme 2023 for SC, ST, BC Brides

The Kalyana Lakshmi Scheme is a flagship initiative launched by the Telangana Government in 2014 to support the marriage of girls from economically weaker sections of the society.

The scheme provides financial assistance of Rs. 1,00,116 to brides belonging to Scheduled Castes, Scheduled Tribes, and Other Backward Classes, whose parental income is below the poverty line.

Marriage is an essential part of Indian society, and it holds immense significance in the lives of women. However, it can be an expensive affair for families, especially those who come from economically weaker sections.

To address this issue, the Telangana government has launched the Kalyana Lakshmi Scheme 2023. This scheme aims to provide financial assistance to eligible women for their marriage.

Kalyana Laxmi Pathakam: Unfortunately, the general feeling of many even now, is that the girl child is a bane to their family. In several Dalits and Girijan families unable to get the girl child married, they resort to selling them immediately after their birth.

Realizing this harsh fact, the Telangana State government has decided to provide financial assistance of Rs.1,00,116/- to the family of a girl child to perform their marriage and named the scheme as “Kalyanalaxmi”.

Nowhere in India such a scheme is in existence. One should feel proud of introducing such a scheme in Telangana. This reduces the burden on the Girijan and Dalits families. In this regarding Telangana Government has issued an order for Partial modification on “Kalyana Lakshmi Pathakam”.

Kalyana Lakshmi Pathakam to reduce financial distress of SC/ST and minority families, government decided to sanction a one-time financial assistance of Rs.1,00,116 at the time of marriage for the brides who are residents of Telangana state.

Accordingly Kalyana Lakshmi and Shaadi Mubarak have been introduced by Government of Telangana with effect from October 2, 2014 for unmarried girls who have complete 18years of age and whose parental income does not exceed Rs.2,00,000 per annum.

Beneficiary: Girls over 18 years age Women and Benefits: Financial assistance to brides family belonging to any community with a combined annual income of her parents not exceeding Rs 200000.

What is Kalyana Lakshmi Scheme?

Kalyana Lakshmi Scheme is a scheme launched by the Telangana Government to provide financial assistance to the economically weaker sections for the marriage of their daughters. Under this scheme, eligible families will receive a one-time financial assistance of Rs. 1,00,116.

Objectives of the Kalyana Lakshmi Scheme

The primary objective of the Kalyana Lakshmi Scheme is to promote gender equality by providing financial assistance to the families of the bride.

The scheme aims to alleviate the financial burden on the bride’s family and encourage them to consider the girl child as an asset rather than a liability.

The scheme also intends to promote social and economic empowerment of girls by enabling them to exercise their right to marry at the appropriate age without any financial constraints.

Kalyana Lakshmi Scheme Benefits

Under the Kalyana Lakshmi Scheme, eligible brides can avail a one-time financial assistance of Rs. 1,00,116 at the time of their marriage. The amount is directly credited to the bank account of the bride’s mother or legal guardian.

The scheme covers expenses related to various aspects of marriage, including wedding attire, gold or silver ornaments, household items, and other essential items required for the wedding. The scheme ensures that the bride’s family is not burdened with debt or other financial liabilities.

Eligibility Criteria for the Kalyana Lakshmi Scheme

To be eligible for the Kalyana Lakshmi Scheme, the bride and her family must fulfill certain criteria.

1. The applicant must be a permanent resident of Telangana State.
2. The applicant must belong to the SC/ST/BC/EBC category.
3. The bride must be above the age of 18 years, and the groom must be above the age of 21 years.
4. The combined income of the bride and the groom should not exceed Rs. 2 lakh per annum.
5. The marriage should be registered under the Telangana Registration of Marriages Act, 2002.
6. The wedding should take place in Telangana.

How to Apply for the Kalyana Lakshmi Scheme

The application process for the Kalyana Lakshmi Scheme is straightforward and can be done online. The bride’s mother or legal guardian can visit the official website of the Telangana government and fill out the online application form.

The application should include details such as the bride’s name, date of birth, Aadhaar number, bank account details, and the marriage date. The application should also be accompanied by supporting documents such as a photograph of the bride and groom, a copy of the wedding invitation, and the bride’s caste and income certificates.

Impact of the Kalyana Lakshmi Scheme

Since its launch in 2014, the Kalyana Lakshmi Scheme has had a significant impact on the lives of many families in Telangana. The scheme has helped promote gender equality by empowering girls from economically weaker sections of society.

The scheme has also helped reduce child marriages and improve the overall health and well-being of girls. By alleviating the financial burden on the bride’s family, the scheme has enabled families to invest in their girl child’s education and future.

Advantages of the Kalyana Lakshmi Scheme 2023

The Kalyana Lakshmi Scheme 2023 provides the following benefits to eligible women:

1. The scheme provides financial assistance of Rs. 1,00,116 to eligible women from economically weaker sections for their marriage.
2. The amount will be directly credited to the bank account of the bride.
3. The scheme also covers the expenses of the bride’s wedding dress and the groom’s wedding attire up to Rs. 10,000 each.
4. The scheme also provides an additional amount of Rs. 2,500 to meet the transportation expenses of the bride and the groom.
5. The Kalyana Lakshmi Scheme 2023 also provides an incentive of Rs. 50,000 to inter-caste marriages.
6. The scheme also provides an incentive of Rs. 75,000 to marriages between differently-abled couples.

Challenges Faced by the Kalyana Lakshmi Scheme

Despite the success of the Kalyana Lakshmi Scheme, several challenges need to be addressed to ensure its continued success. One of the main challenges faced by the scheme is the lack of awareness among eligible families about the scheme.

Many families are unaware of the eligibility criteria and the application process, which makes it challenging for them to avail of the benefits of the scheme. Additionally, the process of verifying the eligibility of the applicants can be time-consuming, leading to delays in the disbursement of funds.

How to Apply for the Kalyana Lakshmi Scheme 2023

To apply for the Kalyana Lakshmi Scheme 2023, the applicant must follow the below steps:

1. Visit the official website of the Kalyana Lakshmi Scheme 2023.
2. Click on the “Apply Online” button.
3. Fill in the application form with all the necessary details.
4. Upload the required documents such as the bride’s Aadhaar card, the groom’s Aadhaar card, the wedding invitation card, and the marriage registration certificate.
5. Click on the “Submit” button.
6. The application will be reviewed by the concerned authorities, and the applicant will be informed about the status of their application.

Frequently Asked Questions (FAQs)

Conclusion

The Kalyana Lakshmi Scheme is a crucial initiative that promotes gender equality and financial inclusion. By providing financial assistance to families of brides from economically weaker sections of society, the scheme has empowered girls and enabled them to exercise their right to marry without any financial constraints.

While there are challenges that need to be addressed, the scheme’s impact has been significant, and it has helped reduce child marriages and improve the overall well-being of girls.